What to Expect From the Public Adjusting Process
Property was destroyed in more than a half million U.S. residential buildings last year. As a result of fires, so furious damages occurred not only to personal possessions but to the building structures themselves. In any given year, more than 50,000 commercial and industrial buildings are structurally damaged by fires. These figures do not include public or institutional facilities nor the gamut of the types of damages a structure might encounter. Any property can be affected and damaged by fire, flood, storms, burst pipes, vandalism, or natural disasters at any time. These things happen.
When they do Alpha Adjusting has a team ready to help. As Public Adjusters, we are experts with all aspects of the specialized knowledge necessary to prepare, present, and negotiate claims to achieve the greatest benefit to our clients.
ALPHA Adjusting® will prepare itemized damage reports of your building and/or contents, prepare estimates of your income loss, and will present these highly detailed evaluations to negotiate the maximum settlement you are entitled to under your policy.
Services may include:
Recommend actions that will protect the property from further loss as well as comply with the Insured’s responsibilities under the policy.
Recommendations based on your property or business to assist you in maintaining your customers during the adjustment and restoration period..
Directly deal with the insurance company so you don't have to, we handle the necessary details required by the insurance company.
Supervise the separation of damaged from undamaged property.
Exercise an extensive understanding of the restoration process. Our staff is unsurpassed in evaluating what work and materials your project will require, what it will cost, and in advising you on how to work with contractors under current market conditions.
Consult with you and your contractor to recover withheld depreciation with your insurance company.
Assist with documentation between you and your mortgage lender.
How we do it
We use unit in place estimating widely used in the insurance industry to document your loss.
We give your claim unparalleled time and thoughtful analysis.
We bring experience in business, real estate, rental property management, and property restoration to understanding your needs.
We know what to look for, what questions to ask, and when called-for, will bring in allied professionals to contribute their expertise.
“The National Association of Public Insurance Adjusters defines Public Adjusters (PA) as professionals who are employed by a property owner who has sustained an insured loss. They handle “every detail of the claim, working closely with the Insured to provide the most equitable and prompt settlement possible. A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the Insured’s coverage, determines current replacement costs and exclusively serves the client, not the insurance company.”
