f you’ve ever filed a property damage claim, you may have noticed terms like Withheld Depreciation or Recoverable Depreciation in your settlement paperwork.

What is a Property Really Worth According to an Insurance Policy?

For property owners and the professionals that support them, one question is worth considering before a loss occurs: Do you know your property’s Insurable Value?

Many assume that market value is the most important number when it comes to insurance. After all, that’s what your property is worth on paper, right?

For five decades, Founder of ALPHA Adjusting, Curt Yearwood, has been dedicated to standing alongside property owners, ensuring they receive the expert guidance and settlements they deserve.

ALPHA Adjusting® will prepare itemized damage reports of your building and/or contents, prepare estimates of your income loss, and will present these highly detailed evaluations to negotiate the maximum settlement you are entitled to under your policy.

A Public Adjuster (PA) works for individuals and businesses to evaluate property losses and assist in filing insurance claims. We serve as claims advocates and are licensed professionals who work solely for the policyholder (the Insured)

Most owners have insurance, but they may not have enough. Owners also must evaluate if they purchased the right coverage and whether they will receive a fair settlement if a disaster occurs.

There's someone else you may want to contact before the claims process gets too far along - a public adjuster. Like their counterparts employed by the insurance company, public adjusters are charged with determining the extent and value of damages to your home and personal belongings.

Finding answers to esoteric and detail-oriented questions is a part of Bezanis' job as a public adjuster, a livelihood built around negotiating insurance claims for homeowners, renters and property owners to maximize their returns.